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Pension & Benefits Department

As part of the Finance Department in the City, the Pension & Benefits Office provides administration and guidance for employees and retirees who are covered by City benefit plans. Retirement plans include a 401(a) Money Purchase Plan, the Waterbury Retirement System which is a defined benefit plan, a 403(b) plan for Department of Education employees and a 457(b) Deferred Compensation Plan. Welfare benefits include medical, health & wellness benefits, dental, pharmacy, life insurance, AD&D, a section 125 flexible spending account, dependent care account (daycare), as well as a comprehensive employee assistance program. There are also voluntary supplemental benefits available. We currently cover over 11,000 active employees, family members and retirees under the city programs. 

In an effort to improve your access to information and forms, we have included much of what you need below.

Forms, Documents, & Links

Click on the link below to view your available benefits

Listing files in 'Pension and Benefits'

Education Website

Patrick, our Benefits Guy, created a gallery of benefits for you. This website helps you understand more of what is offered by the city. If you have general questions or are interested in learning more about a particular benefits topic, this website can help! Just select your topic. Available here!

Transparency and Coverage Rule

This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. CLICK HERE

Current News & Events


Open Enrollment 2024

   Click HERE to see the changes and forms needed for Open Enrollment


2023-2024 Wellness Incentive Plan Click HERE

Our Wellness Program is offered to our employees and their spouses (covered through Cigna). This program easily tracks and sets your goals for better living!

This is all done right through Cigna's website. The program allows you to log in, set your goals, and once they're met; you can select your incentive!



  1. Telemedicine
  2. Claims related to COVID-19 will be covered in full
  3. Cigna - Nurse Hotline 24/7  - 1 (855) 511-6366
  4. Teledentist