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Pension & Benefits Department

As part of the Finance Department in the City the Pension & Benefits office provides administration and guidance for employees and retirees who are covered by City benefit plans. Retirement plans include a 401(a) Money Purchase Plan, the Waterbury Retirement System which is a defined benefit plan, a 403(b) plan for Department of Education employees and a 457(b) Deferred Compensation Plan.

Welfare benefits include medical, health & wellness benefits, dental, pharmacy, life insurance, AD&D, a Section 125 flexible spending account, dependent care account (daycare), as well as a comprehensive Employee Assistance Program. There are also voluntary supplemental benefits available. We currently cover over 11,000 active employees, family members and retirees under City programs.

In an effort to improve your access to information and forms, we have included much of what you need below.


Current News & Events


2021-2022 Wellness Incentive Plan (BACK and better!)  Click HERE

The City of Waterbury has brought back our Wellness Program and it's better than ever. Now offering our employees and their spouses (covered through Cigna) an easy way to track and set their goals for better living! This is all done right through Cigna's website. The program allows you to log in, set your goals, and once they're met; you can select your incentive!   

Retirees on Medicare Supplement Plan - Now offering dental coverage

Click HERE to learn more about the new DHMO



  1. Telemedicine
  2. Claims related to COVID-19 will be covered in full
  3. Cigna - Nurse Hotline 24/7  - 1 (855) 511-6366
  4. Teledentist
Forms, Documents, & Links

Meet Patrick, our "Benefits Guy"

If you have general questions or are interested in learning more about a particular benefits topic, Patrick can help you out! Just select your topic: short video coverage of the topics is also available here!

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